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This can be attractive to borrowers because the consolidation frequently results in longer repayment periods and lower monthly payments.When it comes to consolidation, the types of loans you have matters, but most federal loans, including Stafford, Perkins, Direct Plus and Supplemental loans, can be consolidated with other federal student loans."The interest rate on (federal) consolidation loans is an average of the interest rates on the (federal) loans you're consolidating," says Ken O'Connor, director of student advocacy for Fynanz, a New York City firm providing technology for the private student loan market.Most graduates leave school with a number of different student loans, racked up throughout their years in college.Each of these loans likely comes with different terms, payments, servicers, and statements.

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This isn’t a solution that works well for everyone (even if you do have several different loans to manage).

The sheer amount of information and numbers can be difficult to track.

If you feel overwhelmed with managing your student loan debt, don’t panic. One way to make student loans more manageable is through consolidation.

But after researching and reviewing the opportunities available, I started to understand more about the various options and also more about who specifically can benefit.

Importantly, I learned that student loan consolidation can be a great option for some.